Your Development, Our Pride
Iterambere ryawe, ishema ryacu
Dreams Money Lenders Ltd (DML) is a licensed Rwandan financial institution committed to promoting financial inclusion, economic empowerment through access to affordable finance for micro entrepreneurs in rural areas.
About Dreams Money Lenders Ltd
Building strong, lasting partnerships with our clients through flexible and transparent financial solutions tailored to their real-life needs.
Empowering Rwanda's Economic Growth
Dreams Money Lenders Ltd (DML) is a licensed Rwandan financial institution committed to promoting financial inclusion and economic empowerment. We provide affordable and reliable loans to farmers, employees, youth, and small-scale business owners, helping them achieve stability and growth.
Our goal is to build strong, lasting partnerships with our clients by offering flexible and transparent financial solutions tailored to their real-life needs.
Community Focus
Supporting local communities
Licensed & Trusted
Registered
Our Commitment
Financial Inclusion
Making financial services accessible to all segments of society
Economic Empowerment
Enabling individuals and businesses to achieve their financial goals
Sustainable Development
Supporting long-term growth and prosperity in Rwanda
Contact Information
Our Main Loan Products
We offer a comprehensive range of loan products tailored to meet the diverse financial needs of farmers, employees, youth, and small business owners across Rwanda.
Agricultural Loans
For Maize Farmers
Financial support for maize growers — to purchase seeds, fertilizers, tools, and to expand production for higher yields.
Key Features:
Livestock & Dairy Loans
For Cattle Farmers
Special financing for dairy farmers with milk-producing cows — to improve feeding, expand herds, and strengthen milk collection operations.
Key Features:
Employee Loans
For Salaried Workers
Quick and reliable loans for employees with monthly salaries — with flexible repayment options through salary deductions.
Key Features:
Youth Livestock Loans
For Young Entrepreneurs
Low-interest loans designed for youth engaged in small livestock projects such as pig and poultry farming — supporting innovation and self-employment.
Key Features:
Small Business Loans
For Micro Traders
Accessible and affordable loans for small business owners to help them restock goods, expand operations, or manage cash flow effectively.
Key Features:
Why Choose Us?
Experience the difference with our client-centered approach to financial services
Commitment to Sustainable Growth
We focus on sustainable growth that delivers real, lasting results.
Personalized Financial Approach
Our personalized approach fits each client's unique financial goals.
Transparency and Continuous Support
We keep clients informed with clear updates and continuous support.
Proven Success Across Sectors
We have proven success in empowering farmers, youth, employees, and small entrepreneurs.
Our Mission
To empower Rwandans with accessible, reliable, and growth-focused financial services that promote sustainable livelihoods, entrepreneurship, and community development.
Empowerment Through Finance
We believe financial access is the foundation of economic empowerment and social progress.
Our Vision
To become Rwanda's most trusted and client-centered microfinance institution — a key driver of inclusive economic transformation in both rural and urban areas.
Vision for Rwanda's Future
Leading Rwanda towards inclusive economic transformation and sustainable prosperity.
Our Core Values
These fundamental principles guide every decision we make and every interaction we have with our clients and communities across Rwanda.
Integrity
We conduct all our operations with honesty, fairness, and transparency.
Responsibility
We are dedicated to supporting the financial growth of our clients and communities.
Customer Focus
We put our clients at the heart of everything we do.
Innovation
We continuously design better financial products to meet evolving needs.
Community Impact
We measure success by the positive difference we make in people's lives.
What Our Clients Say
Real stories from real people who have achieved their dreams with DML
Mukamana Jeanne
Maize Farmer, Nyagatare
"DML helped me expand my maize farm with an affordable loan. Their support team guided me through the entire process. Now I can produce three times more than before!"
Ntirenganya Samuel
Dairy Farmer, Kigali
"Thanks to DML's livestock loan, I was able to improve my dairy operation. The flexible payment terms fit perfectly with my milk sales cycle. Excellent service!"
Uwimana Grace
Small Business Owner, Kigali
"As a small trader, DML's business loan helped me restock my shop and expand to a second location. Their quick approval process is amazing - truly within 24 hours!"
Nkurunziza Patrick
Youth Entrepreneur, Nyagatare
"The youth livestock loan gave me the start I needed for my pig farming business. DML believed in my vision when others didn't. Now I employ three other young people!"
Uwamahoro Christine
Employee, Kigali
"When I needed emergency funds, DML's employee loan saved the day. The salary deduction option made repayment so convenient. Highly recommended for all employees!"
Habimana Eric
Young Farmer, Nyagatare
"Starting my poultry farm seemed impossible until I found DML. Their youth-focused approach and mentorship helped me become financially independent. Thank you DML!"
Contact Us Today
Ready to take the next step? Get in touch with our team to discuss your financial needs and discover how DML can help you achieve your goals.
Get In Touch
Our Locations
Nyagatare & Kigali, Rwanda
Phone Numbers
+250 788 790 101
+250 788 582 233
Email Address
info@dml.rw